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新车和二手车贷款
From little red corvettes to weekday commuters, Cal Coast has you covered.
利用我们的低利率
Whether you're upgrading to a brand new car or looking at a used vehicle, financing your car loan at Cal Coast gets you behind the wheel with some of the lowest rates in town and no payments for 90 days2.
3个简单步骤买车:
得到预先核准的 Find out how much vehicle you can afford in minutes by applying online or stopping by a local branch.
找到你的车 You can use a Cal Coast Auto Buying service to find your next used or new car, 或者自己找辆车, 这取决于你. If you prefer to work with a dealer directly, but hate the back and forth, we have a solution. Ask Cal Coast to cut you a check to streamline your transaction.
标志和驾驶 Finalize your loan details with a Cal Coast representative and you’re off to the races.
发现来自加州海岸的信用卡优惠. We offer rewards credit cards, student credit cards, balance transfer options and special offers.
年利率. 费率截止到2024年7月30日. 贷款须经信贷和抵押品审批. 利率, terms, and conditions are subject to change and may vary based on creditworthiness. 其他费率和条款. 有一些限制. 会籍及信用须经批准. 为每一个在圣地亚哥生活或工作的人服务, 河畔, 帝国, 橙色, 洛杉矶, 文图拉, 和圣贝纳迪诺县. 一次性5美元的会员费和储蓄账户是必需的. 限制.
Standard passenger vehicles only, no commercial vehicles or vehicles for hire will be considered. 没有柠檬法回购或灰色/打捞所有权. Vehicles for commercial use or used to transport passengers for compensation, including but not limited to vehicles used as taxicabs or for ride-sharing, 不符合资格. 适用其他限制. 到 110% financing 可用 based on credit worthiness and model year. 新: Manufacturer's Suggested Retail Price (MSRP) and Used: Retail Kelley Blue Book (RKBB), plus license fees and optional products such as Guaranteed Asset Protection (GAP) or Mechanical Repair Coverage (MRC) and is subject to approval. A valid driver's license and current insurance information are required at time of financing.
为符合条件的借款人提供90天延期付款选项. Finance charges begin to accrue immediately and are repaid over the life of the loan. As a result, you may pay higher total finance charges on the loan than if payments began earlier. 限制.
*CCCU does not endorse or encourage the product or services. CCCU urges you to do your own due diligence on the vendor and its product/service. 须经信贷及抵押品审批. Advertised rate is our lowest Annual Percentage Rate (APR) and is effective 5/30/24 and includes a discount for using the 加州海岸汽车购买服务 Powered by TrueCar at http://calcoastcu.truecar.com or 新 Cars Inc, our personalized concierge auto buying service (calcoastcu.网站.com或NCI). 房价如有变动,恕不另行通知. 汽车贷款利率与计算器相同.网站.com/NCI折扣目前低至4.4月28%, depending on credit history, loan term and vehicle model year. The as low rate applies to vehicle model years 2022 and newer. 29个月的贷款,4.28%的固定年利率,每月支付36美元.每借1000美元37美元. 如果你用计算器.网站.com/NCI, the discounted offer is good for purchases; rate discount subject to change or end without notice. To qualify for discount offer you must use the 加州海岸汽车购买服务 at http://calcoastcu.truecar.com or 新 Cars Inc and either fund the purchase of a vehicle from the certified dealer listed on your Price Quote Certificate (Cal Coast TrueCar 储蓄 Certificate) or purchase a vehicle from 新 Cars Inc. and finance your purchase with 加州海岸信用社. The Cal Coast TrueCar 储蓄 Certificate must be generated prior to purchase and no more than 90 days prior to your loan being funded. Your loan will originally be set up without the rate discount. After your loan agreement is signed and your vehicle purchase is complete, we will confirm that you qualify for the discount and apply the discount to your loan as of the effective date of the loan. 全年车型的折扣为0.50% off the approved interest rate for loan terms up to 5 ½ years (66 months). 全年车型的折扣为0.25% off the approved interest rate for loan terms of 67 months and longer. Discounted rates are 可用 for purchases and not valid for refinances and lease buyouts. Discounts cannot be combined with any other discount program or type. Please allow ten to fifteen business days after funding for processing your purchase and loan discount.